2AVSI-OVTPD01Tokenized Payment Device

O V L o o p, I n c . P r o p r i e t a r y a n d C o n f i d e n t i a l I n f o r m a t i o n Page 1 | 5 OV Valet™ TPD User Manual O V L o o p, I n c . P r o p r i e t a r y a n d C o n f i d e n t i a l I n f o r m a t i o n Page 2 | 5 Introduction The OV Valet™ TPD is a Token Payment Device key fob; it supports MST (Mag Stripe Reader) and NFC (Near Field Communications) technologies for payment and is controlled by a companion app (aka OV Loop) over a Bluetooth Low Energy connection. The application will be downloaded from the iOS AppStore or Google Play Store, create an account, connect the OV Valet™ TPD with your phone, load your credit and debit cards, and start making payment with your OV Valet™ TPD in the stores by holding your device close to the payment terminal reader and pressing the device button to make payment. Packaging List 1. OV Valet™ TPD 2. Lobster Key Ring 3. Micro-USB cable Battery Safety Instructions Operation temperature: 0 - 35 ̊C. CAUTION • Danger of explosion if battery is incorrectly replaced. Replace only with the same or equivalent type. • Battery cannot be subjected to high or low extreme temperatures, low air pressure at high altitude during use, storage or transportation. • Replacement of a battery with an incorrect type that can result in an explosion or the leakage of flammable liquid or gas. • Disposal of a battery into fire or a hot oven, or mechanically crushing or cutting of a battery, that can result in an explosion. • Leaving a battery in an extremely high temperature surrounding environment that can result in an explosion or the leakage of flammable liquid or gas. • A battery subjected to extremely low air pressure that may result in an explosion or the leakage of flammable liquid or gas. Charge your OV Valet™ TPD 1. Plug the micro-USB male in the OV Valet™ TPD connector 2. Plug the USB male in your computer USB or USB power adaptor 3. OV Valet™ TPD is charged when the LED is green O V L o o p, I n c . P r o p r i e t a r y a n d C o n f i d e n t i a l I n f o r m a t i o n Page 3 | 5 Specifications for Charging Capacity: 165mAh Battery: Li-Polymer Input: 5V/90mA Full-charge time: 2h Cycle life: >100 times Functioning temperature: 0°C ~ +45°C Dimensions: 59 x 37 x 4mm Setup OV Valet™ TPD with OV Loop app 1. Download and install the OV Loop app from the Apple AppStore or Google Play Store 2. Launch the OV Loop app and create a OV Loop account 3. Make sure the OV Valet™ TPD is charged and keep it next to your phone 4. Make sure Bluetooth is enabled in your phone and click on Connect Device button 5. For iOS, click on “Pair” button when prompted 6. When prompted, press and hold the OV Valet™ TPD button until you hear a beep 7. Click on the Add Card and follow instructions to load a card in the OV Valet™ TPD Select a card 1. Launch the OV Loop app 2. If you have more than one card, press and hold down on a card from the card list to select the card in OV Valet™ TPD Make a payment Place OV Valet™ TPD near POS terminal and press OV Valet™ TPD button to transmit card and make a payment O V L o o p, I n c . P r o p r i e t a r y a n d C o n f i d e n t i a l I n f o r m a t i o n Page 4 | 5 Security and Precaution 1. Please do not strike the device with any blunt or sharp article. 2. Please use adaptor with output 5.0V/5.5V to charge this device. 3. Please check battery capacity of your device before charging. 4. If no output, just recharge it to go back to normal. 5. Never place the device in the water, close to a fire, or in low or high extreme temperatures. 6. Never let children play with the device, including accessories. 7. Please do not disassemble and refit the device to alter the protection system. 8. Please contact or send the device to dealer service center for examination and repair immediately for any repairs, services, or concerns. 9. Please be careful in pulling in and out the USB Cable to avoid the damage to the socket 10. Please do not press the button with force to avoid the damaging the switch 11. This product will have a 5% discharge automatically if not in use. Please ensure to charge the device once at least every 3 months to maintain its optimum functionality. 12. With high usage the device, it is normal that it will become warm but not enough to burn your hand. 13. After charging your devices, please remove the cable to preserve the battery capacity of this product. 14. The manual will be updated on the OV Loop website as the product upgrades occur. 15. The supplier nor manufacturer will be responsible for handling, storing, or using this device other than intended or instructed. 16. This product has a built-in lithium polymer battery. 17. All accessories and adaptor should only be used with this product. 18. The designer of this product has the final judgment and recession right on all above O V L o o p, I n c . P r o p r i e t a r y a n d C o n f i d e n t i a l I n f o r m a t i o n Page 5 | 5 items. Warning: Changes or modifications to this unit not expressly approved by the party responsible for compliance could void the user’s authority to operate the equipment. NOTE: This equipment has been tested and found to comply with the limits for a Class B digital device, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation. This equipment generates, uses and can radiate radio frequency energy and, if not installed and used in accordance with the instructions, may cause harmful interference to radio communications. However, there is no guarantee that interference will not occur in a particular installation. If this equipment does cause harmful interference to radio or television reception, which can be determined by turning the equipment off and on, the user is encouraged to try to correct the interference by one or more of the following measures: - Reorient or relocate the receiving antenna. - Increase the separation between the eq…

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OV Loop, Inc. 400 West Cummings Park, Suite 2050 Woburn, MA 01801 Letter of Agency I, an officer of OV Loop, Inc. do hereby authorize Intertek Testing Services (Mr. Terry Chan / Tim Lee/ Herbert Wong / Kenneth Wong) to act on our behalf in front of the Federal Communications Commission with respect to all matters relating to certification of equipment under Part 15 and Part 18 of the FCC Rules until further notice. I further certify that no party (as defined in §1.2002(b) of CFR 47, 2004) to this application, including myself, is subject to a denial of federal benefits, that includes FCC benefits, pursuant to Section 5301 of the Anti-Drug Abuse Act of 1988, 21 U.S.C., 862. Dated this 13th day of March, of 2020 Signature Name: William E. Bachrach, COO

OV Loop, Inc. 400 West Cummings Park, Suite 2050 Woburn, MA 01801 Request for Confidentiality Attention: Application Examiner Re: Request for Confidentiality Applicant: OV Loop, Inc. FCC ID: 2AVSI-OVTPD01 To whom it may concern, Permanent Confidentiality Request is hereby submitted by OV Loop, Inc. to withhold permanently from public review certain portions of the application for equipment certification for the referenced FCC identifiers. This request for confidentiality is made pursuant to 47 CFR 0.457(d) & 0.459 of the FCC Rules. In particular, the following sections of the application are to be kept permanently confidential: • Schematics • Detailed Block diagrams • Detailed Operational/Functional Description Rationale for request for confidentiality: OV Loop, Inc. has invested considerable time and materials in research and development to produce the referenced product. Disclosure of the permanently confidential portions of this application to competitors would not only give them significant competitive advantages in developing similar products, but would also disclose successful implementation of unpublished, leading edge technology developed by us. The fee for confidentiality has been submitted along with the fee for certification. If you have question or need further information, please contact the undersigned. Sincerely, Date: March 13, 2020 Name: William Bachrach Title: COO OV Loop, Inc.

INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (External) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (External)

8 8 Dimension 59 X 37 mm

INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal) INTERTEK TESTING SERVICE Report No.: HK20010329 Equipment Photographs (Internal)

TEST REPORT 2/F., Garment Centre, 576 Castle Peak Road, Kowloon, Hong Kong. Telephone: (852) 2173 8888 Facsimile: (852) 2785 5487 www.intertek.com Intertek’s standard Terms and Conditions can be obtained at our website http://www.intertek.com/terms/. The test report only allows to be revised within the retention period unless further standard or the requirement was noticed. This report is for the exclusive use of Intertek's Client and is provided pursuant to the agreement between Intertek and its Client. Intertek's responsibility and liability are limited to the terms and conditions of the agreement. Intertek assumes no liability to any party, other than to the Client in accordance with the agreement, for any loss, expense or damage occasioned by the use of this report. Only the Client is authorized to permit copying or distribution of this report and then only in its entirety. Any use of the Intertek name or one of its marks for the sale or advertisement of the tested material, product or service must first be approved in writing by Intertek. The observations and test results in this report are relevant only to the sample tested. This report by itself does not imply that the material, product, or service is or has ever been under an Intertek certification program. © 2017 Intertek Page 1 of 35 SPECIFIC ABSORPTION RATE (SAR) EVALUATION REPORT For Tokenized Payment Device Model Number: OV-TPD01 Brand Name: OV Valet™ FCC ID: 2AVSI-OVTPD01 Prepared for OV Loop, Inc 400 West Cummings Park, Suite 2050, Woburn, Massachusetts 01801, United States. PREPARED AND CHECKED BY: APPROVED BY: Signed On File Siu Yiu Nam, Edwin Senior Lead Engineer Date: March 24, 2020 Chan Chi Hung, Terry Manager Date: March 24, 2020 TEST REPORT VTech Telecommunications Ltd. Intertek Report No: 20010602HKG-001.doc Page 2 of 35 TABLE OF CONTENTS 1 Test Result Summary .............................................................................................................................. 3 2 General Information ............................................................................................................................... 4 3 SAR Measurement System Description ................................................................................................. 7 4 Tissue Verificaiton ................................................................................................................................ 15 5 SAR Measurement System Verification ............................................................................................... 18 6 SAR Evaluation ...................................................................................................................................... 20 7 Test Equipment List .............................................................................................................................. 30 8 Measurement Uncertainty ................................................................................................................... 31 9 E-Field Probe and Dipole Antenna Calibration .................................................................................... 31 APPENDIX A – System Check Data ........................................................................................................... 32 APPENDIX B – SAR Evaluation Data ......................................................................................................... 33 APPENDIX C – E-Field Probe and Dipole Antenna Calibration ................................................................. 34 TEST REPORT VTech Telecommunications Ltd. Intertek Report No: 20010602HKG-001.doc Page 3 of 35 1. TEST RESULT SUMMARY The maximum spatial peak SAR value for the sample device averaged over 1g was found to be: Band Operating Mode TX Frequency (MHz) Highest Reported SAR 1g Body-Worn 10g extremity 2.4GHz Bluetooth BLE Data 2402 – 2480 0.078 W/kg 0.021 W/kg This wireless portable device has been shown to be capable of compliance for localized specific absorption rate (SAR) for uncontrolled environment / general population exposure limits specified in ANSI/IEEE C95.1. Applicant: OV Loop, Inc Applicant Address: 400 West Cummings Park, Suite 2050, Woburn, Massachusetts 01801, United States. Model: OV-TPD01 Brand Name: OV Valet™ Serial Number: N/A FCC ID: 2AVSI-OVTPD01 Test Device: Production Unit Exposure Category: General Population/Uncontrolled Exposure Date of Test: March 20, 2020 Place of Testing: Intertek Testing Services Hong Kong Unit 3, G/F, World-Wide Industrial Centre, 43-47 Shan Mei Street, Fo Tan, Sha Tin. Environmental Conditions: Temperature: +18 to 25°C Humidity 25 to 75% Test Specification: ANSI/IEEE C95.1 IEEE Std 1528: 2013 FCC KDB Publication 447498 D01 v06 FCC KDB Publication 865664 D01 v01r04 FCC KDB Publication 865664 D02 v01r02 TEST REPORT VTech Telecommunications Ltd. Intertek Report No: 20010602HKG-001.doc Page 4 of 35 2. GENERAL INFORMATION 2.1. Description of Equipment under test (EUT) *Note: 1. Worst case was selected to present by client request. SAR test was tested and present in test mode with 100% to represent the worst case. Device dimension (L x W) : 59 (mm) x 37 (mm) Device thickness: 4 (mm) Antenna Gain: -2 dBi Operating Configuration(s) / mode: Body-worn (Data) Tx Frequency (MHz): 2402MHz to 2480MHz Duty Cycle*: 100% H/W Version: N/A S/W Version: N/A Battery Type: 3.8VDC (1 x 3.8V fully charged rechargeable battery) TEST REPORT VTech Telecommunications Ltd. Intertek Report No: 20010602HKG-001.doc Page 5 of 35 2.2. EUT Antenna Locations Details of antenna specification are shown in separate antenna dimension document. TEST REPORT VTech Telecommunications Ltd. Intertek Report No: 20010602HKG-001.doc Page 6 of 35 2.3. Nominal and Maximum Output Power Specifications The EUT operates using the following maximum and nominal output power specifications. SAR values were scaled to the maximum allowed power to determine compliance per KDB Publication 447498. Band Op…

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2/F., Garment Centre, 576 Castle Peak Road, Kowloon, Hong Kong. Telephone: (852) 2173 8888 Facsimile: (852) 2785 5487 www.intertek.com Intertek’s standard Terms and Conditions can be obtained at our website http://www.intertek.com/terms/. The test report only allows to be revised within the retention period unless further standard or the requirement was noticed. This report is for the exclusive use of Intertek's Client and is provided pursuant to the agreement between Intertek and its Client. Intertek's responsibility and liability are limited to the terms and conditions of the agreement. Intertek assumes no liability to any party, other than to the Client in accordance with the agreement, for any loss, expense or damage occasioned by the use of this report. Only the Client is authorized to permit copying or distribution of this report and then only in its entirety. Any use of the Intertek name or one of its marks for the sale or advertisement of the tested material, product or service must first be approved in writing by Intertek. The observations and test results in this report are relevant only to the sample tested. This report by itself does not imply that the material, product, or service is or has ever been under an Intertek certification program. © 2017 Intertek Page 1 of 24 TEST REPORT Report No.: 20010329HKG-001 OV Loop, Inc Application For Certification (Original Grant) FCC ID: 2AVSI-OVTPD01 Transceiver Prepared and Checked by: Approved by: Signed On File Wong Cheuk Ho, Herbert Lead Engineer Chan Chi Hung, Terry Manager Date: March 12, 2020 TEST REPORT OV Loop, Inc Intertek Report No: 20010329HKG-001.doc Page 2 of 24 GENERAL INFORMATION Grantee: OV Loop, Inc Grantee Address: 400 West Cummings Park, Suite 2050, Woburn, Massachusetts 01801, United States. Contact Person: William Bachrach Brand Name: OV Valet™ Model: OV-TPD01 Type of EUT: Transceiver Description of EUT: Tokenized Payment Device Serial Number: N/A FCC ID: 2AVSI-OVTPD01 Date of Sample Submitted: March 02, 2020 Date of Test: March 02, 2020 to March 12, 2020 Report No.: 20010329HKG-001 Report Date: March 12, 2020 Environmental Conditions: Temperature: +10 to 40°C Humidity: 10 to 90% Conclusion: Test was conducted by client submitted sample. The submitted sample as received complied with the 47 CFR Part 15 Certification. TEST REPORT OV Loop, Inc Intertek Report No: 20010329HKG-001.doc Page 3 of 24 SUMMARY OF TEST RESULT Test Specification Reference Results Transmitter Power Line Conducted Emissions 15.207 Pass Radiated Emission Radiated Emission on the Bandedge 15.249, 15.209 Pass Radiated Emission in Restricted Bands 15.205 Pass The equipment under test is found to be complying with the following standards: FCC Part 15, October 1, 2018 Edition Note: 1. The EUT uses a permanently attached antenna which, in accordance to section 15.203, is considered sufficient to comply with the pervisions of this section. 2. Pursuant to FCC part 15 Section 15.215(c), the 20 dB bandwidth of the emission was contained within the frequency band designated (mentioned as above) which the EUT operated. The effects, if any, from frequency sweeping, frequency hopping, other modulation techniques and frequency stability over excepted variations in temperature and supply voltage were considered. TEST REPORT OV Loop, Inc Intertek Report No: 20010329HKG-001.doc Page 4 of 24 TABLE OF CONTENTS 1.0 GENERAL DESCRIPTION ................................................................................................ 5 1.1 Product Description ................................................................................................... 5 1.2 Related Submittal(s) Grants ....................................................................................... 5 1.3 Test Methodology ...................................................................................................... 5 1.4 Test Facility ................................................................................................................ 5 2.0 SYSTEM TEST CONFIGURATION ..................................................................................... 6 2.1 Justification ................................................................................................................ 6 2.2 EUT Exercising Software ............................................................................................. 6 2.3 Special Accessories .................................................................................................... 6 2.4 Measurement Uncertainty ......................................................................................... 6 2.5 Support Equipment List and Description .................................................................... 6 3.0 EMISSION RESULTS ....................................................................................................... 7 3.1 Field Strength Calculation .......................................................................................... 7 3.2 Radiated Emission Configuration Photograph ............................................................ 8 3.3 Radiated Emission Data ............................................................................................. 8 3.4 Conducted Emission Configuration Photograph ........................................................ 8 3.5 Conducted Emission Data .......................................................................................... 8 4.0 EQUIPMENT PHOTOGRAPHS ...................................................................................... 14 5.0 PRODUCT LABELLING .................................................................................................. 14 6.0 TECHNICAL SPECIFICATIONS ....................................................................................... 14 7.0 INSTRUCTION MANUAL .............................................................................................. 14 8.0 MISCELLANEOUS INFORMATION ................…

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INTERTEK TESTING SERVICE Report No: HK20010329 Configuration Photographs Worst-Case Radiated Emissions (Front View) INTERTEK TESTING SERVICE Report No: HK20010329 Configuration Photographs Worst-Case Radiated Emissions (Rear View)

INTERTEK TESTING SERVICE Report No: HK20010329 Configuration Photographs Worst-Case Radiated Emissions (Front View) INTERTEK TESTING SERVICE Report No: HK20010329 Configuration Photographs Worst-Case Radiated Emissions (Rear View)

INTERTEK TESTING SERVICE Report No: HK20010329 i Configuration Photographs Worst-Case Line-Conducted Emissions (Front View) INTERTEK TESTING SERVICE Report No: HK20010329 ii Configuration Photographs Worst-Case Line-Conducted Emissions (Rear View) INTERTEK TESTING SERVICE Report No: HK20010329 iii Configuration Photographs Worst-Case Line-Conducted Emissions (Side View)

INTERTEK TESTING SERVICES The Worst Case Configuration Photographs FCC ID: 2AVSI-OVTPD01 Figure 1 – Front 0mm Figure 2 – Back 0mm INTERTEK TESTING SERVICES The Worst Case Configuration Photographs FCC ID: 2AVSI-OVTPD01 Figure 3 – Top 0mm Figure 4 – Left 0mm INTERTEK TESTING SERVICES The Worst Case Configuration Photographs FCC ID: 2AVSI-OVTPD01 Figure 5 – Right 0mm Figure 6 – Bottom 0mm