O34-ELITE770HHElite 770 Short Range RF

Version May 1999 1 ELITE 770 * U ser's Manual Version May 99 Terminal ELITE 770 2 Version May 1999 3 INGENICO 9, quai de Dion Bouton 92816 Puteaux cedex RCS Nanterre B 317 218 758 - SIRET 317 218 758 00033 DIV0510A Table of contents I- PRESENTATION OF THE TERMINAL 5 1- Introduction 5 2- The Terminal 6 3- The connections 6 4- The Keyboard - Principles of Utilisation 8 5- The Card Reader 9 6- Portable Functioning 9 II- ELITE 770 TECHNICAL OVERVIEW 11 1- Terminal feature 11 2- Display 11 3- Printer 11 4- RS232 Interface 12 5- RS232 Connection 12 6- Modem 13 7- SIM Interfaces 13 8- Technical Specifications 14 III- PROCEDURES OF INSTALLATION 16 1- Configuring Radio Link 16 2- Entering the Date and the Time 17 3- Telephone Network Parameters 18 Terminal ELITE 770 4 4- Configuration Receipt 19 5- Option « Table Number » 19 6- Application Software Downloading Procedure 20 IV- SECURITY RECOMMANDATIONS 21 Version May 1999 5 I- Presentation of the terminal 1- Introduction The ELITE 770 is a portable payment terminal. This terminal was created to process all payments made by magnetic or smart cards. The ELITE 770 terminal benefits from a modular conception which permits it to treat all cards of different types using separate corresponding programs. It is therefore important to understand the manner in which it functions, at the modular and the terminal level. 0 The Modular Level These functions link up with and correspond to the many different types of cards that the terminal processes, the most important of which is the principal function of payment. 0 The Terminal Level There are a certain number of functions that are the concern of a ‘global treatment’ and not of a particular module. The terminal level is the superior level and is common to all modules. This level does not depend on the number or the nature of each module. In its base version the ELITE 770 terminal is equipped with a module that permits it to process Bank Cards. Your retailer or installer will be able to give you all the necessary information on all modules on offer and their installation details. Terminal ELITE 770 6 2- The Terminal The terminal case contains the following elements : The portable terminal itself, • A base. • The cable that connects the terminal to a telephone line. • The block sector that connects the terminal to a 115 or 230 volts power point (depending on the country) 3- The connections 0 Telephonic Connection The compact telephonic cable connection that is supplied with the Elite terminal, must be introduced into the terminal plug, marked with the symbol . The telephone connection (RJ11) must be introduced into the telephone socket in the wall. . Telephonic line 0 Electrical Connection The small jack connection to the block sector is plugged into the connection marked with the symbol on the terminal. The twin pronged electrical plug of the block is connected to an electrical point of 115 or 220 volts (depending the country). Power Supply 0 Connection with an External Peripheral Certain peripheral devices such as a check reader can also be connected. Version May 1999 7 The ELITE 770 terminal must be powered off before connecting the cable on the base, to the RS232 port.. Serial port Version May 1999 8 4- The Keyboard - Principles of Utilisation • The key permits the operator to access the corresponding modular level functions • The and keys permit to access to the terminal level functions and to the system menu • The key ↑↑ permits a paper feed of a couple of centimetres • The GREEN key permits the validation of any information read by or entered into the terminal • The RED key cancels the occurring command after which, it returns the terminal to the idle state • The YELLOW key deletes the last character entered, and is used in certain cases where an override is requested • The key marked 00 can only be used for entering amounts ; more particularly it permits the operator to enter amounts in cents Version May 1999 9 5- The Card Reader 0 Magnetic Stripe Card The card can be read either swiped from right to left, or from left to right. The magnetic track on the card turned on the rear side of the terminal and the card should be swiped through the track reader freely and without hesitation. 0 Micro Chip Card Introduce the card horizontally into the apparatus, the micro-chip facing up, as indicated and leave the card in position for the length of time that it takes to process the transaction. 6- Portable Functioning The ELITE 770 terminal is portable ; it includes batteries which permit to make 150 transactions without connection to the base. A star on the upper right side of the display indicates a correct connection between the terminal and its base. A battery low is indicated by a message « -BAT- » on the display following by a beep. The terminal continues to run during about 40 transactions, but batteries need to be reloaded during at least 14 hours. In a portable mode, the ELITE 770 terminal enters in a wait state automatically after 20 seconds of inactivity or after hitting the RED key. The message « -RANGE- » appears on the terminal display when the terminal is out of range of the base, during a communication establishment. To work properly, put the terminal nearer the base (about 100 meters in open air, 40 meters inside a building depending on the environment). The message « -BUSY- » appears during a connection with the base when an other terminal is already in communication with this base. The operator must wait the end of the communication between the base and the other terminal. The message « -FULL- » appears when the terminal wants to connect a base which already has the right number of terminal. In this case, switch off the base during a few seconds, and launch a profile on each terminal (System menu- Terminal ELITE 770 10 configuration) of the network. If the problem persists, switch off the base and call your maintenance company. Before the first use of the terminal, batteries must be loaded during …

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Elite 770 User’s Manual US Federal Communication Commission (FCC) Warnings: This equipment has been tested and found to comply with the limits for a Class B digital devices, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a residential installation. This equipment generates, uses, and can radiate radio frequency energy and, if not installed and used in accordance with the instruction manual, may cause harmful interference to radio communications. However, there is no guarantee that interference will not occur in a particular installation. If this equipment does cause harmful interference to radio or television reception, which can be determined by turning the equipment off and on, the user is encouraged to try to correct the interference by one of more of the following measures: • Reorient or relocate the receiving antenna • Increase the separation between the equipment and receiver • Connect the equipment into an outlet on a circuit different from that to which the receiver is connected. • Consult the dealer or an experienced radio/TV technician for help. Warning : Changes or modifications not expressly approved by IVI Checkmate Inc. could void the user’s authority to operate the equipment. Telephone Connection Requirements: This equipment complies with Part 68 of the FCC rules. On the bottom of this equipment is a label that contains, among other information, the FCC registration number and ringer equivalence number (REN) for this equipment. If requested, this information must be provided to the telephone company. USOC Jack: RJ-11 An FCC compliant telephone cord and modular plug is provided with this equipment. This equipment is designed to be connected to the telephone network or premises wiring using a compatible modular jack which is Part 68 compliant. See installation instructions for details. The REN is used to determine the quantity of devices which may be connected to the telephone line. Excessive RENs on the telephone line may result in the devices not ringing in response to an incoming call. In most, but not all areas, the sum of RENs should not exceed five (5.0). To be certain of the number of devices that may be connected to a line, as determined by the total RENs, contact the local telephone company. Incidence of Harm: If the terminal equipment Elite 770 causes harm to the telephone network, the telephone company will notify you in advance that temporary discontinuance of service may be required. But if advance notice isn’t practical, the telephone company will notify the customer as soon as possible. Also you will be advised of your right to file a complaint with the FCC if you believe it is necessary. Changes in Telephone Company Equipment or Facilities: The telephone company may make changes in its communications facilities, equipment, operations or procedures, where such action is reasonably required and proper in its business. Should any such changes render the customer’s terminal equipment incompatible with the telephone company facilities the customer shall be given adequate notice to the effect the modifications to maintain uninterrupted service. If trouble is experienced with this equipment, Elite 770, for repair or warranty information, please contact: IVI Checkmate Inc. TotalCARE 1335 North Meadow Parkway Suite 116 Roswell Ga 30076 Tel : 1-800 - 435-3014 Contact : Service Department If the equipment is causing harm to the telephone network, the telephone company may request that you disconnect the equipment until the problem is resolved. There are no user serviceable parts inside. General: This equipment cannot be used on public coin phone service provided by the telephone company. Connection to party line service is subject to state tariffs. (Contact the state public utility commission, public service commission or corporation commission for information.) Elite 770 User’s Manual Industry Canada Warnings: This digital apparatus does not exceed the Class A limit for radio noise emissions from the digital apparatus as set out in the radio interference regulations of the Industry Canada. NOTICE: The Industry Canada label identifies certified equipment. This certification means that the equipment meets telecommunications network protective, operational and safely requirements. The Department does not guarantee the equipment will operate to the user’s satisfaction. Before installing this equipment, users should ensure that it is permissible to be connected to the facilities of the local telecommunications company. The equipment must also be installed using an acceptable method of connection. The customer should be aware that compliance with the above conditions may not prevent degradation of service in some situations. Repairs to certified equipment should be coordinated by a representative designated by the supplier. Any repairs or alterations made by the user to this equipment, or equipment malfunctions, may give the telecommunications company cause to request the user to disconnect the equipment. Users should ensure for their own protection that the electrical ground connections of the power utility, telephone lines and internal metallic water pipe system, if present, are connected together. This precaution may be particularly important in rural areas. Caution: Users should not attempt to make such connections themselves, but should contact the appropriate electrical inspection authority, or electrician, as appropriate. NOTICE: The Ringer Equivalence Number (REN) assigned to each terminal device provides an indication of the maximum number of terminals allowed to be connected to the telephone interface. The termination on an interface may consist of any combination of devices subject only to the requirement that the sum of the Ringer Equivalence Numbers of all the devices does not exceed 5.

IVI CHECKMATE Inc., 79 Torbarrie Road, Toronto, Ontario M3L 1G5 ♦ Tel: [416] 245-6700 ♦Fax: [416] 245-6701 Elite 770 Hand Held Block Diagram 915Mhz Radio module Loop Antenna Serial EEprom Battery charge Power supply 4 externals contacts UNICAPT ASIC Master microcontroller Backup SRam Mag stripe interface Smart Card interface Slave microcontroller with security features (Dallas board) Graphic Display Backup SRam Thermic Printer Keyboard I2C Tamper detection SIM interface (optional)

June 20, 2000 FEDERAL COMMUNICATIONS COMMISSION 7435 Oakland Mills Road Columbia, MD 21046 USA Subject: Certification Application under FCC Part 15, Subpart C, Para. 15.249, Low Power Transmitters Operating in the Frequency Band 911.4 - 918.6 MHz. Applicant: IVI CHECKMATE INC. Product: Elite 770 Hand Held Model No.: Elite 770 FCC ID: O34-ELITE770HH Dear Sir/Madam, As appointed agent for IVI CHECKMATE INC., we would like to submit the application to the Federal Communications Commission for certification of the above product. Please review all necessary files uploaded to FCC OET site for detailed information. If you have any queries, please do not hesitate to contact us by our TOLL FREE numbers: OUR TELEPHONE NO.: 1-877-765-4173 Yours truly, Tri Minh Luu, P. Eng., V.P., Engineering Encl 2 3000 Bristol Circle Oakville, Ontario, Canada L6H 6G4 Telephone (905) 829-1570 Facsimile (905) 829-8050 UltraTech Group of Labs

IVI CHECKMATE Inc., 79 Torbarrie Road, Toronto, Ontario M3L 1G5 ♦ Tel: [416] 245-6700 ♦Fax: [416] 245-6701 Monday, June 12, 2000 FEDERAL COMMUNICATIONS COMMISSION 7435 Oakland Mills Road Columbia, MD 21046 U.S.A. Subject: Authority to Act as an Agent to FCC Applicant: IVI Checkmate Inc. Product: Elite 770 Hand Held Model: Elite 770 Hand Held FCC ID: O34-Elite770HH Dear Sir/Madam, I hereby appoint UltraTech Engineering Labs Inc. (UltraTech) to act as my agent in preparation of this application to F.C.C. for authorization of equipment under F.C.C. Rules. I also certify that the information provided, properly described the device or system for which authorization is required. Regards By: Ayman Sydhom Engineering Technical Support

IVI CHECKMATE Inc., 79 Torbarrie Road, Toronto, Ontario M3L 1G5 ♦ Tel: [416] 245-6700 ♦Fax: [416] 245-6701 Monday, June 12, 2000 FEDERAL COMMUNICATIONS COMMISSION 7435 Oakland Mills Road Columbia, MD 21046 U.S.A. Subject: Request for withholding from public disclosure the schematic diagrams and system block diagrams pursuant to an application for certification. Applicant: IVI Checkmate Inc. Product: Elite 770 Hand Held Model: Elite 770 Hand Held FCC ID: O34-Elite770HH Dear Sir/Madam, We, IVI Checkmate Inc., would like to request that the schematic diagrams and system block diagrams, labeled Exhibit 6, submitted with the application for certification be withheld from public disclosure as per Section 0.459 of FCC Rules. This request is made under the provisions of Section 0.457(d) of the Commission's Rules, and Section 552(b)(4) of the Freedom of Information Act. These sections authorize as a withholding from public inspection materials which would be privileged as a matter of law if retained by the person submitting them, and materials which would not customarily be released to the public by that person. The detailed confidential materials are listed as follows: No. Title Drawing No. Sheet No. 1 Schematic MER202 ASIC/CPU/MEMORY//MEM EXT 03-302481 C All (1-6) 2 MER202 EQUIPMENT F1 CAR302482 C All (1-2) 3 MER202 USINAGE PCB302483 C All (1) 4 MER202 MONTAGE PLAQUE 03-302485 A All (1) 5 Nomemclature Carte MER202 CAD_BILL All (1-4) 6 Schematics REC109 Multifrequency Radio 915/434 MHz 06-302525-H1 All (1) 7 Plan D’Equipement Carte REC109-01 (915, 433 MHz) CAR302526-H All (1-2) 8 Plan D’Usinage CARTE REC109 PCB302527-H All (1) 9 Plan De Montage en Plaque 4x3 06-302529-E All (1) 10 Nomemclature Carte REC109-01,02 CAD_Bill_ All (1-4) 11 INT217 MINIMUM SECURITY BOARD 03-302311-C All (1) 12 INT217 Plan D’Equipement Carte VUE Cote Compsants CAR302312-G All (1-2) 13 Plan D’Usinage Carte INT217 PCB302313-G All (1) 14 Montage EN Plaque 3x3 INT200/INT217 03-302339-C All (1) 15 Nomemclature Carte INT217 CAD_Bill All (1-2) If you have any queries, please do not hesitate to contact us by our TOLL FREE numbers: OUR TELEPHONE NO.: 1-800-295-8491 Yours truly, By: Ayman Sydhom Engineering Technical Support

IVI CHECKMATE Inc., 79 Torbarrie Road, Toronto, Ontario M3L 1G5 ♦ Tel: [416] 245-6700 ♦Fax: [416] 245-6701 DESCRIPTION OF PRODUCT The minimum configuration for an Elite 770 Short Range RF system consists of one base (Elite 770 Intelligent Base) and one terminal (Elite 770 Hand Held). The system can be expanded to multiple bases with one or more terminals per base. The terminal can also be placed on a charger that also acts as a cradle. The Elite 770 is a Point-of-Sale Electronic Funds Transfer credit and debit system targeted for hospitality merchants. These merchants require portability for credit and wireless PIN entry for on-line debit transactions. The Elite 770 operates as a Stand-alone dial up system; a semi-integrated system with multiple bases wired to a master controller or as a fully integrated system with each base connected to a PC. Type: License exempt approval Band: 902-928Mhz Channels: 15 channels from 911.4 to 914.2Mhz (spaced 200khz), and 15 channels from 915.8 to 918.6Mhz (spaced 200khz) Modulation: frequency modulation Oscillator Frequency for transmitting and receiving: 10.7 MHz Emitting power: less than 50mV/m at 3m Duty-cycle transmission = 30% (70% reception,30% emission) Maximum time of emitting = 300ms (the longest frame). ELITE 770 SYSTEM FEATURES: • RS232 port in base • Dial modem in base • Keypad: 18 key backlit • Smart Card reader ISO 7816 • Memory: 1 Meg (optional 2 Meg) • UNICAPT software architecture • Rechargeable batteries in terminal • Printer: Thermal 4 lines per second • No SIMs (optional 4) • MSR Card Reader: Track 1/2 bi-directional • An optional charger and cradle for the terminal • Display: Backlit LCD graphics • Security: Interac, ANSI standards X3.92, X9.8, X9.19, X9.24 • Support direct modulation radio sets as per RCC 210 (Canada) or FCC XXXX (U.S.) RF modem (Hand Held and Base): • To operate in Canada the radio modem must conform to the Industry Canada Radio Standards Specifications RSS210 for Low Power License – Exempt Radio Communications Devices, Issue 2, Rev 1 dated February 14 1998. Certification by Industry Canada is required prior to product release to allow license - exempt operation. • To operate in the U.S. the radio modem must conform to the FCC requirements for use in the license – exempt band. IVI Checkmate will obtain the required specification. • Capable of communication with the terminal on any of the 15 channels available • Successfully communicate, in free space, with a terminal up to 100 meters away. • Communicates with the terminal at 19,200 baud (real data rate is about 6000bps due to the protocol overlay). Dial Modem (Base): • Serial communications • Supports Bell 212A protocol (1200 baud) • The base will have to connect to Hypercom NAK devices in the USA. The modem needs to support synchronous communications and fast connect. This will not be in the first release. Ports (Base) RS232 • Serial communications port used for application download, key injection and serial communications. • Supports Bell 212A protocol (1200 baud) • Connector type – RJ12 modular jack (6 position x 6 contacts connector) Power Adapter (Base): • CSA/UL certified • 120 Vac/60 Hz Class II Type, Wall Mount. Plugs into the base. Keypad (Hand Held): 18 keys, with backlighting Provide dimple on the “5” key Text and colours as per Appendix A. Printer (Hand Held): Technology - Thermal with graphics capability Print field width - 24 column Print speed – 4 lines per second (with normal battery charge) Font - North American ASCII character set, print normal, double wide. Buttons - Paper feed on keypad of each terminal Smart Card Reader (Hand Held): Complies with ISO 7816 1/2/3, Sync & Async T=1 & T=0 and is EMV and IMV compliant. The Elite 770 hardware supports 3 and 5-volt cards and clock frequencies of 3.579 or 7.159 MHz. The software support for 3 volt cards will be in a future version. The Ingenico Operating System will provide the universal translator allowing drivers to be built for the following chips: T2G (also known as GPM271 or FE291), GPM103, SLE4406, SLE4406E, SLE4418, SLE4428, SLE4436, SLE4442, SLE44C80S, GPM416, GPM898 and SLE44C42S. Magnetic Stripe Reader (Hand Held): ISO 1 and ISO 2 tracks decoding Single swipe (simultaneous) Tracks 1 and 2 read Bi-directional read. There are no known standardized tests for evaluating the quality of the magnetic stripe reader and associated software. In lieu of standardized tests, Ingenico will do tests using two different testers with ten used North American cards.

Elite 770 Hand Held Model No.: Elite 770 Hand Held FCC ID: O34-Elite770HH Applicant: IVI CHECKMATE INC. 79 Torbarrie Road Toronto, Ontario Canada, M3L 1G5 In Accordance With FCC PART 15, SUBPART C, PARA. 15.249 LOW POWER TRANSMITTERS OPERATING IN THE FREQUENCY BAND 911.4 - 918.6 MHz UltraTech's File No.: IVI70-FTX This Test report is Issued under the Authority of Tri M. Luu, Professional Engineer, Vice President of Engineering UltraTech Group of Labs Date: ........................... Report Prepared by: Dan Huynh . Tested by: Hung Trinh, EMI/RFI Technician Issued Date: June 20, 2000 Test Dates: June 5, 2000 The results in this Test Report apply only to the sample(s) tested, and the sample tested is randomly selected. UltraTech 3000 Bristol Circle, Oakville, Ontario, Canada, L6H 6G4 Telephone (905) 829-1570 Facsimile (905) 829-8050 Website: www.ultrat4ech-labs.com Email: [email protected] FCC PART 15, SUBPART C, SEC. 15.249 – LOW POWER TRANSMITTERS Page i Elite 770 Hand Held, Model Elite 770 Hand Held FCC ID: O34-Elite770HH ULTRATECH GROUP OF LABS File #: IVI70-FTX 3000 Bristol Circle, Oakville, Ontario, Canada L6H 6G4 June 20, 2000 Tel. #: 905-829-1570, Fax. #: 905-829-8050, Email: [email protected], Website: http://www.ultratech-labs.com • Assessed by ITI (UK) Competent Body, NVLAP (USA) Accreditation Body & ACA/AUSTEL (Australia) • Accredited by Industry Canada (Canada) under ACC-LAB (Europe/Canada MRA) • Recognized/Listed by FCC (USA ) All test results contained in this engineering test report are traceable to National Institute of Standards and Technology (NIST TABLE OF CONTENTS EXHIBIT 1. SUBMITTAL CHECK LIST..................................................................................................................................1 EXHIBIT 2. INTRODUCTION...................................................................................................................................................2 2.1. SCOPE.....................................................................................................................................................................................2 2.2. RELATED SUBMITAL(S)/GRANT(S)......................................................................................................................................2 2.3. NORMATIVE REFERENCES...............................................................................................................................................2 EXHIBIT 3. PERFORMANCE ASSESSMENT.......................................................................................................................3 3.1. CLIENT INFORMATION......................................................................................................................................................3 3.2. EQUIPMENT UNDER TEST (EUT) INFORMATION.........................................................................................................3 3.3. EUT’S TECHNICAL SPECIFICATIONS............................................................................................................................4 3.4. GENERAL TEST SETUP.......................................................................................................................................................5 EXHIBIT 4. EUT OPERATING CONDITIONS AND CONFIGURATIONS DURING TESTS.......................................6 4.1. CLIMATE TEST CONDITIONS...............................................................................................................................................6 4.2. OPERATIONAL TEST CONDITIONS & ARRANGEMENT FOR TESTS...............................................................................6 EXHIBIT 5. SUMMARY OF TEST RESULTS.........................................................................................................................7 5.1. LOCATION OF TESTS.........................................................................................................................................................7 5.2. APPLICABILITY & SUMMARY OF EMC EMISSION TEST RESULTS..............................................................................7 5.3. MODIFICATIONS INCORPORATED IN THE EUT FOR COMPLIANCE PURPOSES............................................................7 EXHIBIT 6. MEASUREMENTS, EXAMINATIONS & TEST DATA FOR EMC EMISSIONS.......................................8 6.1. TEST PROCEDURES................................................................................................................................................................8 6.2. MEASUREMENT UNCERTAINTIES.......................................................................................................................................8 6.3. MEASUREMENT EQUIPMENT USED:...................................................................................................................................8 6.4. ESSENTIAL/PRIMARY FUNCTIONS AS DECLARED BY THE MANUACTURER:................................................8 6.5. RF EXPOSURE LIMIT FCC 1.1310........................................................................................................................................9 6.5.1. Limits.............................................................................................................................................................................9 6.5.2. Method of Measurements...........................................................................................................................................9 6.5.3. Test Arrangement........................................................................................................................................................9 6.5.4. Test Equipment List....................................................................................................................................................9 6.5.5. Test Data......................................…

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EXHIBIT 10 Photo # 1 of 3 TEST SETUP PHOTOS EXHIBIT 10 Photo # 2 of 3 TEST SETUP PHOTOS EXHIBIT 10 Photo # 3 of 3 TEST SETUP PHOTOS